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Probably not a bad price with the financing deal. In my area you could purchase an A8 for the price you're paying, sans the radio and plus tax, if you didn't finance it through the tub folks. And....just to check your math - $200 per month for 60 months is $12,000....$200 a month for 60 months is too much to pay for an R7 (in my opinion).
We love our A7L...we went in to test the R series and like the features better on the A series.....it was a grand more foe the A but we were still well below what you are looking at price wise.