Spatech, I am still thinking about getting an in home meter, but I don't know how to evaluate them. The person at the electric company (from now on known as PECO), told me to save my money until they check my meter...sometime within the next 30 days. I did have an electrician check my baseline draw and my tub with the heater on , and both jets. That all checked out. The tub seems to be perfectly within the manufacturer's ratings.
Unless something is going on that I am unaware of, the tub shouldn't be using the same amount of electric as my entire household per month. So the meter was not to just check on my tub, I thought I may need to check appliances etc., because something HAS to be wrong. I guess really my first step is to wait for PECO to tell me everything is good from their standpoint. :-/
