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I just had an accident while wet testing a hot tub. the mat was a vynal or glossy material so when i stepped on it I fell back and slammed the door jam before coming to a stop.I have been to the chiro several times and my doctor gave me some pain and muscle relaxers. I also missed three days from work and an MBA final.The spa dealer has asked that all bills be sent to them so that they can pay it. It makes it hard to file a claim for discomfort when dealing directly with the spa folks. I just composed a letter putting them on notice of my injury and asking that they forward it to their insurance company. Any advice.
it totally depends on how hurt you are. if it isnt a big deal then let them pay the bills and say sorry or whatever. its like when you are sitting in a parking lot and someone opens their door into yours people usually dont call the cops and make a claim right? or concider it a hit and run if you ding someones door and just drive away instead of calling the police.
NEVER deal with an insurance agency regarding a serious accident without and attorney. The insurance companies have lots of them, and you are not their client. They are there to minimize liability, you are a liability.