I’m Confused?

[TubbinLuvin]

Was told by someone on here you can get a 60 month
No interest plan by Hot Springs but they said to try
My bank , but no bank will give you that kind of loan interest free ?

[TubbinLuvin]

So I’m def let down by this
It’s the only way I can get the Envoy NXT
Also a letdown it’s 12 thousand without Ace Water system
Or Bluetooth speakers , or steps

I’m from Quincy Illinois and looks like I’m screwed huh ?

[Hottubguy]

Hot Springs had a promo on that but it ended about a month ago

[Beck0101]

Wait around...they'll offer another one.  For what it's worth though...I don't think any of these "deals" are really, truly interest free.  It would be more appropriate to call it pre-paid interest.  The cash price for the tub will likely be much lower than the "60 month interest free" price when these deals are running.  Bullfrog does the same.

Skip the speakers no matter which brand you end up buying.  There are a thousand better ways to spend your money.

[Hottubguy]

Wait around...they'll offer another one.  For what it's worth though...I don't think any of these "deals" are really, truly interest free.  It would be more appropriate to call it pre-paid interest.  The cash price for the tub will likely be much lower than the "60 month interest free" price when these deals are running.  Bullfrog does the same.

Skip the speakers no matter which brand you end up buying.  There are a thousand better ways to spend your money.

For the most part you are correct but when Watkins does them they pick up a good portion of the cost of them. 

[castletonia]

Any hot tub retailer that uses Wells Fargo financing can offer 60 months at 0% interest.  It comes down to how much cost they want to absorb.

[gmdodt]

Respectfully, if an interest free loan is the only reason you can afford something, you may be better off spending less or not spending at all.  I know that's the douchebag thing to say, but I gotta say it.

[TubbinLuvin]

Hot Springs had a promo on that but it ended about a month ago

But , I’d be ordering from my local place that carries Hot Springs
How would that promo work out then
They told me 12k even for the Envoy NXT
I could pay it off in less than the 60 months
But you know l in case life happens ...I’d like the handicap

[Hottubguy]

Hot Springs had a promo on that but it ended about a month ago

But , I’d be ordering from my local place that carries Hot Springs
How would that promo work out then
They told me 12k even for the Envoy NXT
I could pay it off in less than the 60 months
But you know l in case life happens ...I’d like the handicap

The promo ended on March 20 or 21st I believe. It was a Hot Spring offered plan. Chances are it will be back but probably not until September or so. Your dealer also has to be on the Wells Fargo plan

[castletonia]

Hot Springs had a promo on that but it ended about a month ago

But , I’d be ordering from my local place that carries Hot Springs
How would that promo work out then
They told me 12k even for the Envoy NXT
I could pay it off in less than the 60 months
But you know l in case life happens ...I’d like the handicap

That’s a crazy good price on a Envoy NXT.  I doubt they will offer that price again with financing.  I don’t think I would even offer it if you came in with cash in hand.  FYI I am priced st $14,999 on a Envoy NXT with 60 Months.

[The Wizard of Spas]

So I’m def let down by this
It’s the only way I can get the Envoy NXT
Also a letdown it’s 12 thousand without Ace Water system
Or Bluetooth speakers , or steps

I’m from Quincy Illinois and looks like I’m screwed huh ?

Hot Springs makes a fine tub.  You can and should wait for the deal if that is the deal you want, regarding financing, etc. However, if you're interested in learning about a manufacturer of hot tubs that is 2 hours away and has a dealer in your town, please send me a PM.  Either way- Good luck moving forward!

[Aquatub88]

The reality is someone is paying the bank/financial company a "blind discount" fee to offer a zero percent loan.  Either the manufacture picks it up, the dealer picks it up or they share the fee which can be 4 to 8 percent of the amount financed.  No free lunch someone pays.  I have seen dealers offer a cash price yet when you want a zero percent rate, they pump up the cash price by $3000.  That means you are paying for the zero percent in your purchase.  Sneaky if you do not realize this.

[TubbinLuvin]

Can’t anything in this world just be legit
Why in the fukk does everyone have to be greedy

[SerjicalStrike]

What isn't legit?