Ok thanks.
No more suspense. we both liked the Niagra better...(Our quote was $1500 cheaper for the Niagra than the Optima)
My wife loved the Optima, but I didn't fit in it right, especially in the two seats with the wrap around headrests the hit my shoulders and kept me from getting into the right spot.
Both dealers were great, answered all questions, both do their own service, have multiple locations and been in business for a while...they both also have "other" products/services as well, so they aren't just relying on tubs for money.
We are actually going to wet test one more tub HS Vanguard, then retest the Niagra to make sure....