I must admit that I don't even remember who the original poster is, but I do have one piece of practical advice. Don't forget that the price of the spa is only a part of the total cost. Depending on your situation, you might need to have decking reinforced or have a concrete pad poured. In addition, you will have to have electrical hookup ran to the tub, which can be costly. If you are on a tight budget, please get estimates for these things before you actually purchase a spa. Don't forget that there is the cost of chemicals and things to maintain your spa and it's water. Based on your last post, I get the feeling your income might not be as limited as the wording of your original post reflected. You sound like you are just very careful with your money and who could blame you. Good Luck.